One currency
Earn at one brand, spend at another. No silos, no expiry games. Your balance works everywhere ULT does.
All roads lead to ULT
Money that doesn't
feel like money.
One currency across 40+ brands. Your points, bank rewards and telco perks — finally one balance that moves freely, and grows every time you pay.
CraveQahwaTBSCoffee Berry2 Bros PizzaHoly BunsAlsagheerNew BalanceNOLATabaliDara's Ice CreamTamaraCrocsFootlooseCraveQahwaTBSCoffee Berry2 Bros PizzaHoly BunsAlsagheerNew BalanceNOLATabaliDara's Ice CreamTamaraCrocsFootloose
The big idea
Points shouldn't be trapped.
So we set them free.
Every brand hands you points and locks them in a silo you forget about. ULT melts the silos into one currency you actually use.
Two taps to pay
Scan the code, confirm. Points pay first, card covers the rest, and you earn ULT back on the money.
It pulls everything in
Bank rewards, telco perks, family, missions — every stream funnels into one balance that keeps growing.
Two taps to pay
Scan. Confirm.
You just earned money back.
Scan the QR
Point at the code on the counter. That single scan is the whole checkout — no card to fumble, no menus.
Points pay first
One tap to confirm. Your balance covers what it can, your card quietly covers the rest.
You earn back
Every pound your card covers earns ULT back — points that work at every other brand.
Paid
Qahwa · Zamalek
Bill240.00 EGP
Points paid−180
Card covered60.00 EGP
You earned+60
Earn anywhere. Spend anywhere.
One currency for every brand.
Coffee points buying pizza. Sneaker points buying dessert. Your balance doesn't care where it came from — it just works, at every partner in the coalition.
C
Crave
Food
Q
Qahwa
Cafés
T
TBS
Bakery
NB
New Balance
Retail
N
NOLA
Bakery
T
Tabali
Food
40+
Partner brands
2
Taps to pay
1
Balance for all
0
Points that expire
More than a wallet
A lifestyle curator in your pocket.
ULT isn't a banking dashboard. It's a concierge that knows the city — and pays you to enjoy it.
Missions
Little challenges that pay. Double points till 6pm, streaks, surprise drops.
Family & friends
Pool points with family, or send some to a friend. Give 250, get 250.
Concierge
"Double points at Crave till 6pm — 400m away. Worth a detour." A nudge, never noise.
Tiers
The more you move value, the more you get back. Better rates, first dibs, tier-up surprises.
Live in Egypt
Your points are waiting.
Two minutes to set up. Then every payment starts paying you back.